Exceptions and limitations:

  • Damage caused by natural disasters (e.g., earthquakes, lightning, etc.);

  • Damage caused by war, war-like incidents, civil war, civil unrest, riots, incidents related to nuclear energy;

  • Damage caused by strikes, lockouts, labor unrest, terrorist violence, or political violence;

  • Damage caused by confiscation, restriction, or any other intervention by government authorities;

  • Claims for loss of precious metals, gemstones, authentic pearls, money, valuables, all types of securities, documents, and certificates;

  • Damage or loss of art objects, paintings, sculptures, antique items, and other items of special value if the base value at the takeover location exceeds EUR 5,000.00;

  • Losses incurred due to damage or differences in the nature of goods, standard trading quantities;

  • Dimensions and weights, or losses, normal humidity, or usual temperature; penalties, e.g., monetary fines, administrative penalties, fines, funds from enforcement measures and securities, and other types of payments similar to fines or penalties, and related expenses.

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draudimo taisyklės

Commitments:

  • To use only well-functioning transport vehicles and trailers, interchangeable bodies/containers, cranes/lifting devices, as well as all other equipment (including ropes, belts) suitable for this transportation task;

  • Prior to the commencement of transport, the temperature must be checked, recorded in the consignment documents, and the temperature must be regularly checked and documented during transportation when carrying goods sensitive to temperature variations;

  • Transport vehicles intended for road transport must be equipped with two independently operating anti-theft devices (excluding door/ignition locks) and the driver must be instructed to activate the theft protection signal each time the vehicle is left standing;

  • Ensure that electrical appliances used to fulfill orders, especially data processing hardware and software, as well as machinery and system control devices, are checked for functionality, good condition, and compliance with relevant data protection requirements;

  • Immediately report any theft, robbery, or traffic disturbances that could damage the cargo to the relevant police authority and insurer, and promptly notify the nearest claims adjuster and comply with their instructions in the event of accidents or losses;

  • Promptly inform the insurer of any changes to business conditions, individual contracts, documents, cargo documents, or any agreements affecting the insured's liability, which have been submitted to the insurer for review and inclusion in insurance coverage based on insurance terms or business descriptions, and other points specified in the insurance rules.

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draudikai